Motor Insurance Insight - March 2014

Is motor insurance driving the personal lines market to the edge? Can sustainable returns ever be made from underwriting personal motor insurance in the UK?

Motor pricing has been a rollercoaster ride for personal lines insurers over the past three years: in 2009/10, prices rose by some 35% and then, just as quickly, fell by 25% in 2012/13. Based on our analysis, we believe there are five critical factors for success.

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